Auto Insurance Claims: Major accident /did I get a lawyer too quickly?, mercedes ml 430, broken ribs

19 Sep 2014 | Author: | Comments Off on Auto Insurance Claims: Major accident /did I get a lawyer too quickly?, mercedes ml 430, broken ribs



My wife and 2 were involved in a major on the highway, 3 may 06. The other vehicle control hit the gaurd rail and into the side of my wifes 00 ml 430 beyond mint condition. The caused my wife to loose of the vehicle rolling it over times. The speed at the time of the was around 70 mph. The two boys admitted to the hospital and released the day. (thank god) came away with but scratches and minor cuts.

My on the other hand was admitted to ICU and later stableized and sent to a hospital room. She suffered two ribs a huge bruise on her from when it broke the whiplash and a cracked vertabae. She has in the hospital for 6 days now and still has trouble walking and holding

Now comes the real question all that backgroud. After my company reicieved the police they called me and advised me to get a lawyer to handle the situation they will not deal any of the claim besides the vehicle. I live there are only two that handle traffic claims, so I ended up getting one My question is did I jump the gun and get a lawyer too

And what would my wife and be entitled to if I didnt have a already fighting their What would be a ballpark for such an accident? Are we talking 10,000’s 100,000’s?

Thanks for my question.

K Lew


Dear K.

It is surely good news for entire family, and we do see your making a speedy and complete

I have no idea why the insurance would direct you to an attorney they never would be in a to advise you on the claim versus the But now you have buyer’s remorse and to know whether or not you did the right

Well, should I feel for you with all that is on your during this time and out some platitudes just to you feel good, or should I you the truth?

This is NOT a complex at all on the liability issue. So no attorney be necessary for that. Unless is something you have not told me, the insurance adjuster is going to liability.

The injuries of the boys be handled by you until you get to a place they would not offer any and then get an attorney, who would not be to any part of the existing offer. Personal Injury Insurance to PI attorney

It could be a story as to your wife’s Serious injuries such as she has are handled by an attorney. There is a lot at if enough insurance is on the table, and an hand can help to shape the much better than one who has no what the injuries mean in of financial recovery.

In addition, good personal attorneys know which care the most for their and so can have useful suggestions as to to go for care should your have any continuing problems.

The question, however, hinges what are the policy limits of the What if the tortfeasor has only the in your state, or even $50,000?

Well, why would you a lawyer to take one-third of the limits award of the tortfeasor in case? Merely sending a letter along with all of the records should shake those lower policy

There are a couple of issues with subrogation and preserving own UIM claim whilst settling the claim, but they are not anything all difficult to pick up with instruction. Directory of Legal on Liability Insurance Policy Settlements in Personal Injury Claims

Bottom either relax in the decision you and don’t get worried if you left a few on the table, or stop the attorneys proceeding any further until you had time to assess the situation. you can always negotiate a new contract different terms regarding limits and UIM resolution.

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One thing I would be curious to is precisely why you were told to an attorney, and who told you. Was it distant claims office or the agent who is Rotary buddies and partners with the two attorneys in And what in the world is the big emergency?

If you to put the cooler on the contract with the call first thing, and follow-up with a written Just tell them you had been under a lot of stress and you did not a chance to even discuss with your wife, and you do not want them to do any further on the contract, and in fact you want to the contract for now, and you will return to them as appropriate.

DO NOT GET A DISCUSSION WITH THEM AT TIME. If they want you to yourself and start making noises that they to just get started a little and there on the case, you know they think they hooked on to something really and they do not want to let go of it. And as a former one who how to cut a fat hog, good ole personal attorneys sometimes have of an eye on their own bottom line they do on the best interests of the

For example, did they volunteer to their fees in the event of rollover settlement or $50K limits on the other side? kind of work do you think it take to earn $16,667 on a of the tortfeasor for $50K? Five of attorney time and four of staff time? What of hourly return on their do you think they will if the tortfeasor’s limits are low? Did take their fees on the or the net?

In other words, do you pay fees to recover the medical of your wife, or did they some part or all of that fee calculations? Just a few topics you want to have a do-over on you renegotiate your contract.

There likely WILL be a for an attorney sometime in this and especially with your own UIM if its are high. But here again, is a UIM worth paying a full What is their risk in the They are arbitrations half the and even if a jury trial, is no risk whatsoever of having a verdict.

If a tortfeasor third claim is contracted out at one-third, the rate on a UIM claim be reduced? if you have a $100,000 claim, 5 percent off the fees is $5,000 in pocket. What does it to ask?

I went a little depth more than here because there is a lot at I trust my efforts are of value to and thus I would respectfully that you find the feedback on this website and leave feedback for me.

Best Wishes,

Dr. J.D.



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